Financial Planning
$5,000/year
- Billed monthly from bank or quarterly from investments
- $1,000/year discount for every $200,000 under Investment Management service (See Added Service)
- ✓ Create a financial plan with a Certified Financial Planner™
- ✓ Ongoing email, and phone support
- ✓ Organize finances
- ✓ Retirement projections
- ✓ College funding
- ✓ Insurance review
- ✓ Investment recommendations
- ✓ Tax efficient strategies
- ✓ Student loan strategies
- ✓ 4 financial planning meetings per year
- ✓ No sales or commissions
- ✓ No account minimums
Investment Management
Added Service
- Fee only applies to accounts being managed by Pulse Financial Planning at Charles Schwab
- Fee and discounts do not apply to outside assets (Bank accounts, real estate, investments at other brokerage firms, etc.)
| Managed Assets | Management Fee |
| $0-$500,000 | 0.8% Annually |
| $500,000+ | 0.5% Annually |
- ✓ Investments implemented through our custodian, Charles Schwab
- ✓ Brokerage, IRAs, and more
- ✓ Low cost index funds
- ✓ Account opening, trading, and service
- ✓ Quarterly rebalancing
- ✓ Cash reserves strategies
- ✓ Retirement income strategies
- ✓ Tax efficiency
- ○ Asset location
- ○ Tax loss harvesting
- ○ Roth conversions
- ○ Qualified Charitable Distributions
